The Latest on Illuminate Insight...
23 April 2024
Industry
The shared appreciation mortgage bombshell
It’s equity release that’s keeping me busy these days. Conceptually, I can see why people might do it - it’s a way of accessing your home’s value without selling and downsizing, albeit a very…
22 April 2024
Practice development
Happy new tax year! Unbelievably we’re already a quarter of the year in. How has 2024 been so far for you? To the backdrop of a very tough couple of months for me personally, 2024 has been very…
17 April 2024
Practice development
Breaking down the barriers to healthy money habits
Behavioural economics has become popular is recent years as a way of explaining why people don’t act in logical and rational ways. But to me, the obvious is question is, why did we ever think that…
15 April 2024
Technical
LTA abolition: a welcome change with complex consequences
We’re now in a new world of pension tax and, for the first time in nearly 20 years, there is no need to check benefits taken against the lifetime allowance (LTA). This a welcome simplification,…