The Latest on Illuminate Insight...
7 May 2024
Compliance and regulation
What the FCA expects of firms selling client banks
The FCA recently published its expectations for firms selling client banks. The FCA commented: “In our view the client bank is the firm’s asset. We explain this clearly and we will act where these…
7 May 2024
Practice development
Good habits adopted early: advising the next generation of savers
“What will yours grow into?” asked the adverts for Child Trust Funds (CTF) when they launched two decades ago. With regular payments from parents and other family – plus the added incentive of a…
1 May 2024
Practice development
Breaking down the barriers to healthy money habits
Behavioural economics has become popular in recent years as a way of explaining why people don’t act in logical and rational ways. But to me, the obvious is question is, why did we ever think that…
30 April 2024
Industry
Life after cash and investing at all-time highs
Many investors will be worried about current volatility, with cash rates peaking and markets at all-time highs. So we did some interesting analysis at Schroders that asks what happens when the Fed…
